Condo insurance can protect you from the loss and repair expenses that come with a condominium. In a typical insurance policy, you’ll typically get coverage for vandalism, theft, water damage, fire damage, and much more.

Condos are an excellent option for those who want to avoid owning a property and renting an apartment. Condo owners have their specific requirements in terms of insurance.

At Commercial Insurance Ottawa, we are experts on all matters associated with condominium insurance. If you just moved into a condo or want to change providers contact us today, and we’ll assist you in getting the best insurance coverage possible.

Why Condo Insurance?

An association’s policy will often cover the condominium building, common property, and liability insurance. But, unfortunately, there are numerous situations that this policy doesn’t cover you. However, if your condominium association gets covered by its insurance, you still benefit from having your insurance policy.

For instance, the general condo association insurance will not protect your property in case of burglary or flooding to the interior of your condominium. Also, it won’t save someone who gets injured within the condominium.

That’s why you require your insurance for your condo since these policies safeguard your personal belongings and the interior of your condo.

What Does a Condo Insurance Policy Cover

Your specific condominium association and Ottawa law will determine what gets covered under the condominium association’s general insurance policy. In most cases, an association’s insurance policy covers the exterior walls of the building, which makes you responsible for your specific unit’s interior walls and fixtures. You are also liable for your personal property and liability.

To tackle this responsibility, you should invest in an individual condo insurance policy. The policy gets designed to protect you from the loss resulting from the following:

  • Lightning
  • Fire
  • Windstorms
  • Smoke
  • Vandalism/malicious mischief
  • Theft
  • Unintentional release of water

Condo Insurance at Commercial Insurance Ottawa

Our knowledgeable staff in Commercial Insurance Ottawa is happy to assist you with establishing an insurance plan for condos that is perfect for your needs. We are the team to contact if you want to change your insurance or buy a new one.

We are committed to protecting our condo-dwelling clients in Ottawa. To learn more about condo insurance or get a quote, get in touch with Commercial Insurance Ottawa by call at (613) 454-5640 or by mail at